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Market Views - Economic Outlook 2013

Outlook 2013

Recommendations

For Business Executives For Investors
Recommendation Business confidence is lacking
Recommendation Federal spending growth will moderate
Recommendation Export opportunities are questionable
Recommendation Prepare now for future inflation
Recommendation Take advantage of low interest rates
Recommendation Adjust expectations for higher taxes
Recommendation Don't overstaff
Recommendation Energy costs will fall


Recommendation Lower energy costs help manufacturers
Recommendation Look for modest post-electionyear returns
Recommendation New regulations favor international investing
Recommendation Increased volatility likely
Recommendation Favor high quality bonds
Recommendation Expect recovery in housing and auto sectors
Recommendation Financial companies can take advantage of low costs

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You should carefully consider the investment objectives, potential risks, management fees, and charges and expenses of the Fund before investing. The Fund's prospectus contains this and other information about the Fund, and should be read carefully before investing. You may obtain a current copy of the Fund's prospectus by calling 1-800-995-2637 or click here to view or download a prospectus online.

Mid, Small and Micro Cap investing involve greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat. Fund holdings and sector weightings are subject to change without notice. Past performance is no guarantee of future results.
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